5 Easy Ways To Save Money On Travel

How I Use Credit Cards to Save on Travel

How I Use Credit Cards to Save on Travel

Travel Tips

Not being smart with your money can have a big impact on your ability to travel. Below I lay out five easy ways to stay on top of your finances so that money can empower, not limit you.

Disclosure: Thank you Capital One® for sponsoring this post! All opinions are my own, and were not directed by Capital One. To learn more about CreditWise® from Capital One®, visit: https://creditwise.capitalone.com.

Traveling doesn’t have to be expensive, especially when you find creative ways to save money on trips. Having a good travel rewards credit card doesn’t hurt either (granted, those can be hard to get, so making sure your credit is in order is key).

Now, I’m not talking about using your credit card to pay for an expensive trip you can’t actually afford – that’s a horrible idea! Always live within your means and pay off your balance every month.

Instead, take advantage of the great travel benefits that having good credit can afford.

For example, for many years I was completely oblivious to the power of traveling smart, such as collecting points and rewards that are redeemable for travel.

I’ve only started getting into this hobby in the past year, and have already collected enough miles to book a free round-trip flight to New Zealand! Now I’m hooked. Who doesn’t want to save money on travel?

Here are my top five ways to use credit wisely and save money on travel.

Ways To Save Money On Travel

Money Saving Tips

Get Smart About Your Credit

To get approved for a credit card with travel rewards, you need to make sure your credit health is in good shape.

CreditWise by Capital One is a free and easy to use tool that allows you to track your TransUnion® VantageScore 3.0 credit score, learn more about the factors that impact that score, and find helpful ways to take action to improve and protect it.

My favorite feature is the credit simulator, which allows you to choose from any combination of 17 different credit-influencing actions to see how each scenario might affect your score, positively or negatively.

For example, you could see what might happen to your score if you canceled your oldest credit card (hint – that’s usually not suggested by credit experts). You could also see what might happen if your balance increases by $400 – perhaps after buying a plane ticket, or if you are thinking about opening another line of credit.

I’ve learned a lot about what kinds of actions will affect my credit score by playing with the simulator. It’s a great tool for travelers who are looking to build their credit in order to get approved for a card with travel benefits and features.

Give it a shot, and see what your score looks like here. The app is 100% free, and available to everyone, even if you don’t have a Capital One card!

Ways To Save Money On Travel

Travel More with a Rewards Card

Get A Travel Rewards Card

One of the best reasons to get a travel rewards credit card is to earn and redeem points/miles for free travel. What does this mean? With travel rewards cards, each purchase you make earns you points that are redeemable for airline tickets, hotels, or upgrades.

Remember, you can’t get a good travel rewards card without strong credit; that’s important to keep in mind as you look at your credit card options.

These special travel benefits can save you a LOT of money, as long as you pay off your balance each month to avoid incurring interest charges, and you use the card enough to offset the annual fee.

Flights are expensive. Paying for your next plane ticket or hotel stay with reward points you’ve earned using credit cards can save you hundreds of dollars.

Avoid Currency Exchange Fees

Having your credit score in a good place gives you a better chance to get approved for travel reward cards that can give you perks like travel accident insurance and no foreign transaction fees.

When traveling, exchanging currency at airport kiosks (like many tourists do) usually means you are going to get overcharged. Currency exchange businesses love to promote “Commission free!” exchanges, but what they really do is charge you a horrible exchange rate and often a “service charge” on top of that.

It’s usually cheaper to use your bank’s debit card at an airport ATM for cash, in combination with a good travel credit card for larger purchases like hotels, tours and car rentals (while collecting points for free travel).

Always know the exchange rate for the country you are traveling to. Check online before you go at travel resource sites like http://xe.com.

Car rental insurance tip

Get Some Free Car Rental Insurance

Make Sure You Have Travel Insurance

Another wonderful benefit of some travel rewards credit cards is the travel insurance that many of them provide for their customers, free of charge.

While it varies depending on the card, many companies offer free car rental insurance, flight delay insurance, lost luggage insurance, and more.

Make sure to read your credit card agreement for exact details on what is covered, what isn’t, and for how much.

Forget Foreign Transaction Fees

Foreign transaction fees are charged by credit card companies for using your card at a non-U.S. retailer. Some credit cards charge up to 3% for each purchase overseas.

Certain travel-friendly credit cards, like the Capital One Venture® Card that I use, have unlimited rewards no matter where I jet off to. It’s one of the reasons I’ve been traveling around the world as a Capital One customer for the past 6 years.

If you’re planning to spend time traveling in the future, download CreditWise now to get ahead of managing your credit health. It’s 100% free.

Now go save some money, and happy travels! ★

Learn More: CreditWise By Capital One

Disclosure: Thank you Capital One® for sponsoring this post! All opinions are my own, and were not directed by Capital One. To learn more about CreditWise® from Capital One®, visit: https://creditwise.capitalone.com.

5 methods to flake out In South Africa

With vibrant Cape Town its shining celebrity plus Kruger safari at the top of everyone’s list, South Africa frequently appeals to action and adventure seekers. But beyond Table hill additionally the Big Five there are many methods to unwind.

Along the little-visited western coastline are laid-back towns in which time can be spent wind searching, birdwatching and dining in fresh seafood, while further inland it is possible to paint the rust-red landscape regarding the Cederberg Mountains from a countryside retreat. The chink of wine cups bands in your ears while you explore the vineyards regarding the Cape Winelands, and, if everything else fails, an indulgent spa therapy is never far away.

Retreat towards the countryside at Bushmans Kloof

Hidden in foothills of this Cederberg Mountains, Bushmans Kloof can be an ecolodge and backwoods retreat. Here, Cape mountain zebra, ostriches as well as other antelope species freely roam contrary to the burnt-orange stone of mountains.

Led walks and game drives round the reserve where the ecolodge sits provide you with a possiblity to get close to the wildlife and understand the fynbos vegetation, most which is endemic to South Africa. You’ll be able to proceed with the hiking and cycling tracks that weave through hills. A few of these cause the ancient rock-art sites the location is known for. Stained in to the rock by ancestral San (Bushmen) tribes around 10,000 years back, the paintings depict hunting scenes and cultural rituals.

After checking out the reserve, visit the lodge’s spa, with a steam room, heated outside pool additionally the choice to enjoy treatments in an open gazebo overlooking the countryside. You may want to pass the time with a game of croquet, decide to try your hand at archery or get canoeing across the Olifants River.

Each guest room comes with a painting set, should the landscape awaken your inner musician. At night, gaze up at uninterrupted sky from your own personal terrace while sipping a rooibos tea.

Relax in the west-coast city of Langebaan

Hanging out on the west coast (understood locally as Weskus) is a great way to recuperate after a busy stay static in Cape Town. Driving north, Table Mountain fades in to the distance and traffic thins out, causing you to be with available countryside stretching down to the ocean.

After an hour you arrive at the small seaside town of Langebaan. Right here, white-sand beaches slope into the clear waters of Langebaan Lagoon. A haven for birdwatchers, the lagoon is area of the western Coast National Park and draws over 300 bird types, including chestnut-banded plovers, greater and lesser flamingoes, and curlew sandpipers. You may even see seals bobbing above the waves.

The city’s a well known spot for water recreations, specially kite and wind searching. You’ll sit watching kite surfers zipping throughout the waves from a of this low-key pubs and restaurants that line the ocean front, or have a go yourself in tuition of an experienced surfer.

The Windtown Lagoon resort in Langebaan features its own spa, water activities facilities plus relaxed feel. There’s a sunny courtyard where you are able to cool off having alcohol through the town’s microbrewery and take a dip within the pool, plus the restaurant serves healthier dishes in a laid-back environment.

Get wine tasting inside Cape Winelands

The satisfying noise of wine being poured right into a cup follows you around in South Africa. One of the better places to sample the country’s best tipples could be the Cape Winelands, where many of them are produced.

Just one hour or so west of Cape Town, the region actually sea of vineyards stretched across green hills and valleys. Dotted among them are wineries which range from sprawling farms to boutique enterprises, many of which offer guided trips and tastings.

Franschhoek is an excellent base in the area. Cradled with a mountainous valley, the pretty, compact town has fine types of Cape Dutch architecture and it is surrounded by vineyards. From right here, you are able to just take the ‘hop-on, hop-off’ wine tram to go to a selection of local wineries. The open-sided tram follows four different circular paths, and an on-board narration informs you about Franschhoek’s history plus the region’s wine manufacturing.

Most wineries along the route have actually exceptional restaurants, while others can organize picnic baskets so that you can take out into the grounds. You may even have the option of food pairings to complement your wine, from chocolate and cheese to pizza.

Dine in your area in Paternoster

While Cape Town and Franschhoek have numerous highly regarded restaurants, those in Paternoster, a classic fishing town regarding the west coastline, are well worth exploring, too. Right here, friendly, in your area owned restaurants line the coast, serving seafood that couldn’t get any fresher.

Gaaitjie (pronounced ‘high-key’) can be an intimate restaurant housed in a 180-year-old whitewashed building. Set on rocks in the edge of a sandy beach, it appears through the outside as though it was abandoned towards the tide. Inside, but you’re managed to beautifully presented plates of haute cuisine, from calamari, fish cakes and freshly baked olive bread to the day’s catch of fish, mussels and prawns. As you dine, you have got uninterrupted views on the ocean, in which fishing boats for sale come and get and languid waves lap the shore.

Another great option may be the Noisy Oyster. While this quirky restaurant is further inland, dining in its leafy, sun-dappled courtyard accocunts for for the lack of ocean views. The environment is extremely laid-back, with picnic tables for seating, big lightshades hanging overhead, and bright pink and orange umbrellas to help keep you cool. Fresh seafood may be the menu’s primary function, because of the seafood laksa a specific highlight.

Indulge yourself at a luxurious spa

Out on the KwaZulu-Natal shore, inside town of Umhlanga just north of Durban, the Oyster Box actually grand colonial hotel overlooking the Umhlanga Lighthouse while the Indian Ocean. Unusually for South Africa, its award-winning spa is defined in tropical gardens, where in actuality the only sounds are birdsong and the occasional chattering monkey.

An array of treatments are provided right here, through the Oriental Hammam Ceremony, which exfoliates skin utilizing conventional Turkish strategies, up to a signature experience, which combines a few African massage processes to relieve aching muscles and enhance blood circulation. Hot stone massages, reflexology remedies, facials and human anatomy wraps additionally function in the substantial menu.

After your treatment, you can cool-down within the spa’s plunge pool or rainfall bath, before retiring to the Tranquility Lounge for a natural tea. There’s additionally a spa cafe, where you are able to assist you to ultimately healthy snacks and fresh fruit juices or purchase something bigger from Spa Health Menu.

Best Beaches on the planet: Ipanema

Chic Ipanema coastline is in which the summer takes place in Rio, and whon’t love the ’60s song concerning the girl From Ipanema? Ipanema beach was also the launch pad for the skimpy tanga bikini (and less appealingly, the crocheted G-string for men), setting trends across the world.

The sand the following is super soft, white and extends for just two kilometers. Behind the beach you will find a mix of upscale shops and restaurants. There are numerous pubs, and night-spots congregating along Rua Vincius de Morais, including the famous Garota de Ipanema Bar. It was here that Tom Jobim and Vinicius de Morais penned the words to “The woman from Ipanema.”

If you’d like to see this trendsetting beach, to see and start to become seen, the nearest airports are the Overseas Antonio Carlos Jobim Airport, which can be about a 30-minute drive away, and Santos Dumont Domestic Airport, which will be about ten minutes by vehicle from Ipanema.

Review: Best Cruises On Sydney Harbour

i usually try to have a cruise or watercraft journey on my travels however a business in Sydney offers one thing a little bit more special than the norm. Sydney Harbour Tall Ships, a little family-owned business, offers their countless site visitors per year that magical chance to step back in time aboard a majestic and historic high Ship and sail round the beautiful Sydney Harbour. With therefore few tall vessels left now, this is usually a once in an eternity, authentic experience that you’ll always remember.

1. Afternoon Discovery Cruise

This wonderful lunchtime cruise takes you past Sydney’s greatest destinations including Sydney Harbour Bridge, the Opera home, Fort Denison, Garden Island, Taronga Zoo, Luna Park and Admiralty House. The design and convenience of 1850’s tall ship surround you and you will get involved too; assistance hoist and set the sails, rise the mast and on occasion even steer the ship, or as an alternative, simply relax, flake out and luxuriate in some delicious nibbles and also the activity supplied the team, captain, cook and also the barman. This may be a perfect cruise for all the family members to enjoy together, it really has something for everybody.

2. Convicts, Castles & Champagne Cruise

This cruise is fabulously themed around Sydney’s colourful convict past! The 3-hour trip takes you to historic Goat Island where a fascinating guided convict history walking trip happens regarding island. Along with hearing historic stories of punishment, fatalities and escape, you’ll go to the amazing early 1800s army weapon powder mag, the solders’ barracks complex and Sydney’s oldest Water Police facility, straight back up to speed the original 1920’s Wangi Queen Ferry, lunch is served plus cruise around Sydney Harbour, ingesting a few of the wealthiest & most prestigious suburbs in Australia together with harbour side castles, having glass of two of delicious chilled bubbly is the order of the day!

3. Vivid Light Show Cruise

This fabulous cruise aboard a tall ship around Sydney Harbour includes the extra excitement of a vivid light show due to the fact world-famous sails of this Sydney Opera home are changed by majestic 3D mapped projections from award-winning worldwide designers. The yearly event in Sydney happens from 26th May to 17th June 2017, this past year saw vessels regarding the Harbour decorated with special coloured Light-emitting Diode lights and this 12 months vow the exact same and more. The cruise provides really unique view regarding the spectacle and carries a delicious supper with products and there’s a mast climb for anyone brave enough to tackle it! You additionally have the opportunity to hoist the sails and also steer the ship or just can just settle-back, flake out and revel in the show.

4. Wine and Canapés Dinner Cruise

Watch the sun set and discover Sydney lit up when the sun goes down from a unique vantage point aboard a geniune tall ship. Acoustic music is completed live on board the ship, tasty freshly prepared canapés, made by the French cook caterers, are served and your cup is filled up with matching wines. I’d individually like only to flake out and absorb the evening, however, if you are feeling energetic you’ll help hoist the sails, climb the mast and also sail the ship!

Sydney Harbour Cruises

Contract Alert: $149 routes From America to European countries On Level

Global Airlines Group is establishing LEVEL – a fresh low cost long-haul flight brand name that will enable you to fly to Europe from €99 (about $149) one of the ways.

DEGREE will become IAG’s 5th main flight brand alongside Aer Lingus, British Airways, Iberia and Vueling. The provider will take on skies in June, with routes between Barcelona and l . a ., San Francisco (Oakland), Buenos Aires and Punta Cana.

LEVEL will fly two new Airbus A330 aircraft fitted with 293 economy and 21 premium economy seats.

Economy will feature 30″ of pitch with 9″ screens at every seat, and will be in a 2-4-2 configuration.

Premium economy will feature 37″ of pitch with 12″ screens, and seats is in a 2-3-2 configuration (this really is less pitch compared to the 46″ in Norwegian’s premium class, which has 46″ of pitch).

Initially it is operated by Iberia’s journey and cabin crew and although Barcelona happens to be selected as the launch town for IAG’s brand new operation but AMOUNT can look to grow its routes off their less expensive European urban centers.

Checked baggage (or a free cabin case), meals, chair selection plus the latest movie releases will soon be complimentary for clients traveling in premium economy. Those travelling in economy can get free activity plus cabin bag but should pay for checked luggage, seat selection, Wi-Fi and dishes.

LEVEL’s customers is supposed to be also in a position to make and redeem Avios. The cheapest Economy tickets will earn a measily 10percent associated with the kilometers flown. Premium Economy tickets will make about 100percent of miles flown.

Just how many Avios Do i have to Spend To Fly To America On amount?
Barcelona to la will cost 50,000 Avios + £175.20 on launch. Premium Economy will cost 87,500 Avios + £175.20. These Avios routes can only be scheduled via Iberia Plus. They can’t yet be scheduled with Avios regarding the BA web site.

Airline tickets went on purchase yesterday for $149 each method. If you like to visit in luxury, you may want to read my review of most readily useful company Class air companies to Europe.

flylevel.com

Best Beaches In North America: Miami Beach

Miami Beach is divided into North and Southern. Southern coastline provides art deco structures forming the iconic neon skyline which many people imagine if they think of Miami. This area of the beach beach sits facing a promenade packed with restaurants, bars and somewhat shabby resort hotels. This is actually the destination to see and start to become noticed in Miami and you will club to the evening, if you wish.

North Beach is a more sophisticated neighbourhood having a slow pace. Beginning near 60th Street and extending as much as Surfside on its northern border, North Beach attracts families and kids and contains a number of luxury resort hotels that front side directly onto the beach. Probably one of the most exciting new openings for 2017 may be the groundbreaking Four periods Hotel at The Surf Club (bordering the coastline pictured above).

This vision of 21st-century luxury travel rekindles the old-Miami glamour once favoured by visitors from Sinatra to Churchill. Within the most idyllic location for a personal club, the resort is drenched in sun and sea within in these nine remarkable acres fronting the Atlantic Ocean. Four Seasons has elevated the first Surf Club up to a brand new era of glamour. Within exclusive oasis of simply 77 visitor spaces, sip a signature Mangareva cocktail in a super-luxe cabana, discover serenity in Spa, clink glasses into the historic heart associated with the Hotel or conceal away within the dreamy landscape with unbridled ocean vistas.

Whichever part of Miami’s Beaches’ you like, the gorgeous white sands and warm breezes make Miami Beach probably one of the most perfect beaches beneath the sun.

Review: Castle Hill home Boutique B&B, Herefordshire

A charming, boutique B&B awaits in the rolling hills of Herefordshire; Castle Hill home is good for intimate, back to nature breaks away or walking breaks with buddies.

Location

The boutique B&B is based on the historic market city of Kington in Herefordshire. In the door step is Kington course which can be referred to as greatest course in England. Walking and golf are immensely popular in your community; probably because they both allow you to slow the pace and appreciate the breathtaking natural beauty surrounding you. For slightly more active pursuits, the area can be ideal for mountain biking, kayak and canoeing and horseback riding. To achieve Kington takes simply over a 3-hour drive from London; an hour and 20 minutes north from M4.

Style & Character

The 1824 duration property was renovated recently plus the email address details are simply wonderful; traditional furnishings and original features are highlighted with elegance and elegance. The landscaped gardens that surround the home are another major explanation to remain right here; 5 acres of lush, green land and there’s a pretty flow having a weir in the bottom associated with yard.

Provider & Facilities

The solution is wonderful right here; your very friendly hosts welcome tea and coffee and also better, homemade cake offered in the guest lounge around the available fire. A local massage therapist works together the guest house and in-room remedies are the right solution to kick-start a soothing break. Their eco-friendly qualifications are very important and they are mainly self-sufficient inside their energy needs.

Spaces

You Will Find 4 spacious guestrooms, each called after having a regional walking path and every totally unique in décor. All rooms feel luxurious and now have those old-fashioned features and lots of character. Two associated with the rooms offer super master beds, one has a master bed together with other, two single beds. Offa’s Dyke would be my room suggestion, it just appealed the most if you ask me together with double aspect windows offer excellent views on to Bradnor Hill and Kington greens beyond. The boutique-style ensuites are breathtaking rooms in their own right, most of the vanity devices are manufactured from traditional discovers helping to make them extra special. Area facilities consist of Wi-Fi, hair dryer, towels, toiletries, free water and tea and coffee making facilities, and flat display HD TV/DVD with Freeview. Gleam breathtaking self-catering cottage that may accommodate 3-4 individuals and ended up being again, recently refurbished.

Food & Drink

A hearty breakfast is offered inside conservatory with a view looking over the yard and into the hills, merely choose your eggs and borrow the binoculars to assist you with relaxed, early morning bird viewing! Packed lunches can also be supplied that will be really convenient if you’re off for the time walking or exploring the local area, or if you’re an early on riser you can also choose a loaded breakfast! Supper sharing platters will also be available, ideal for an evening snack or order one for an afternoon treat. For eating out, there are always a selection of alternatives in your area, two wonderful, nation bars are within hiking distance and just a 5 moment drive away there’s a Michelin celebrity restaurant; pose a question to your host for recommendations and suggestions, they’ll be much more than thrilled to help.

Castle Hill Home

Deadly Beaches: New Smyrna and Clearwater in Florida

Lightning is a massive danger on beaches. On a beach, people are the highest point, meaning they attract lightning during storms. In the usa, beache, such as for instance New Smyrna (pictured above) and Clearwater in Florida, the Lightning Capital regarding the U.S. in line with the National Weather provider, are closed during bad storms due to the threat.

Lighting is a real danger. The possibility of being struck by lightening in the US is around 94 in a million, this even compares to only 0.15 in a million of US residents which are assaulted by sharks.

You may be thinking about our 10 best beaches in the usa and you will be thinking about my most useful secret beaches in America, my secret beaches in California and my 5 most remote beaches on the planet.

Strange Beaches: Point Woronzof Park, Alaska

aim Woronzof Park is just a municipal park in Anchorage, Alaska and a coastline runs the size of this popular park. Why is this park strange could be the statues which you will see, produced by the “100 rock venture” as a memorial art solution held for aim Woronzof homicide victims. The original art instillation, which included 80 statues, had been damaged by tides and high winds in the coastline in Alaska’s biggest town, however in belated 2016, 43 of those creepy statues had been restored and returned.

The park can be excellent for backcountry skiing or snowshoeing within the cold weather, and biking or operating in the summer time.

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Most useful backwoods Lodges on the planet: Sal Salis, Western Australia

close to the top of Western Australia sits the Ningaloo Reef. This reef is incredible, mostly because you move directly off the coastline and right onto the reef. We think the Ningaloo Reef is amongst the best beaches worldwide.

In addition stays reasonably undiscovered because of it is remote location, making it less touristy compared to Great Barrier reef, and, because the reef is steps from the coast, much more available, once you’ve transported you to ultimately this coastline.

Remain in the true luxury wilderness lodge for the Sal Salis where you could enjoy luxuries such as for instance a bed and en suite bathroom having a natureloo, and running water, emerge the dunes which border the beach while the reef.

Each of the luxury safari design tents are surrounded by dunes and revel in the places and noises of this great outdoors; a red kangaroo grazing between the dunes, the wonderful track of the butcherbird or even a humpback whale breaching simply beyond the reef. Before breakfast, pop music on your snorkel gear and paddle in to a realm of reef sharks, turtles clownfish, manta rays and dolphins.

With only sixteen solar driven eco-luxe backwoods tents, this resort offers exclusive wilderness luxury regarding the shores of the Indian Ocean.

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